Designing Open Source Interoperability Payment Models to Advance Financial Inclusion
summary
Mojaloop is an open source national payments hub that connects banks, mobile money and merchants using a three-phase protocol discovery/agreement/transfer and separate interoperability, directory and settlement layers. The platform runs on Node.js TypeScript Kafka Docker Kubernetes, is cloud- and on‑prem deployable, and is already live in several East African and Asian deployments. End-to-end tests reach 5000 tps on modest hardware; ~1,100 contributors support code and operations and the project seeks more engineers and DFS experts.
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chapters (8)
- 0:00Start
- 6:17Mojaloop is Open Source Software for Instant Payments Clearing
- 8:02Mojaloop Architecture
- 13:13Mojaloop's 3rd Party Payment Initiation (3PPI)
- 14:30Built with Modern Methods and Tech.
- 15:25Business Operations Framework
- 18:21Reference Architecture
- 22:11Tanzania Interoperability & Growth
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