Enabling Embedded Finance through Composable Architecture
summary
Shows a runnable GitHub demo that wires merchant checkout microservices to bank microservices via API calls, demonstrating 0% EMI and 5% cashback offers plus using 10,000 loyalty points to reduce payment; the demo implements KYC, credit check, onboarding and loan origination flows and successfully originates loans or returns declined transactions. Explains scaling needs for independent KYC and event-driven notifications, cites Tesco IoT and providers like Stripe/PayU and Bajaj Finance+Chroma as integration examples.
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chapters (7)
- 0:00Introduction to embedded finance
- 1:50What is embedded finance
- 6:28Composable architecture foundation
- 7:56Why composable architecture is needed
- 11:26Demo of embedded finance flow
- 18:32Challenges and future of embedded finance
- 21:02Q&A session
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