Building for a Billion: Aadhaar & India Stack Experience
summary
Aadhaar underpins an open India Stack of identity, payments and data layers that actually reduced onboarding cost and enabled scale: more than 1.25 billion people enrolled, 650 million people financially addressable and roughly 450 million direct cash transfers during COVID. Built pieces include Aadhaar authentication (about a billion authentications a month), UPI as an open API protocol for instant payments, eSign and DigiLocker for credentials, and an Account Aggregator data protocol on GitHub; these are implemented as rails not centralized platforms and they work in production.
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chapters (9)
- 0:00Start
- 4:50Beyond the top 10%, enabling access to affordable products/services are near impossible
- 9:20India now runs the world's largest direct cash transfer program
- 11:42India's Public Digital Infrastructure A set of foundational digital infrastructure services
- 12:28Transaction Infrastructure
- 15:31Data & Credentialing Infrastructure
- 17:06Bringing together for success
- 20:11India is laying digital infrastructure across domains with individuals and small businesses at the center
- 20:49India is accelerating formalization ...
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