Finternet
summary
Built, non‑blockchain systems already handle 1.5 billion digital identities (1.4B in India), 500 million UPI transactions per day, and a data‑sharing network with 2 billion financial accounts live. The proposal reimagines that stack: regulated assets get tokenized and issued straight to users on multiple interoperable ledgers, token managers enforce KYC, flow limits, recoverability and dispute resolution, and cryptographic primitives like digital signatures and ledger finality provide portability and settlement guarantees.
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chapters (9)
- 0:00Introduction
- 1:05Challenges in finance
- 2:03The Finternet concept
- 2:44Core architecture vision
- 3:10Role of institutions
- 3:49Tokenization and ledgers
- 4:31Trust and governance
- 5:01Future implementation
- 5:44Call to action
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