Huma
summary
A payment‑financing stack is defined with six layers and a dedicated financing layer that connects capital supply and demand, handles risk, pricing, tokenization and distribution; concrete products include digital‑asset‑backed credit cards, verifiable‑invoice trade finance and 24/7 cross‑border t+ solutions. The network reports $1.9 billion of payfi transactions, 10% monthly growth, zero dollars of credit default and a >$500M monthly demand pipeline, and is launching on Solana as an RWA protocol aiming sustainable double‑digit yields.
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chapters (9)
- 0:00Intro
- 1:20Payfi
- 2:07Internet
- 2:54Payment Stack
- 3:34Financing Layer
- 4:11Applications
- 4:23Growth
- 4:49Solana
- 5:17Payi
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