Strengthening your weakest link
summary
Identity verification is now the weakest link: reported identity theft spikes in 2021 and 45 million credit invisible people in the U.S. make PII and KBA unreliable, while document checks and mobile driver's licenses still fail for reproof and edge cases. Examples include a $1M tax fraud case and many legitimate users locked out. The proposed fix is a machine learning-driven, holistic identity profile with a binding score and continuous authentication, plus phishing-resistant credentials to reduce false positives and fraud.
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chapters (7)
- 0:00Introduction and welcome
- 1:03Identity verification challenges
- 3:51Evolution of identity verification methods
- 8:02Document-level authentication limits
- 10:28Why identity verification must evolve
- 12:11Future of identity verification
- 14:19Q&A and contact information
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