EMV® 3DS: Enhancing secure, convenient authentication ...
summary
EMV 3DS delivers concrete changes: a split SDK for low‑power devices, browser integration that leverages FIDO/W3C authenticators, and Secure Payment Confirmation so issuers return authenticator proofs to merchants. The spec adds automated out‑of‑band transitions, extended message fields for travel and gaming, and a global test platform. Implementations are royalty‑free, interoperable with tokenization, and claim higher approval rates and reduced fraud in deployments already in market.
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chapters (10)
- 0:00Introduction and welcome
- 1:04EMVCo overview and mission
- 3:40History and evolution of EMV specs
- 8:59EMV 3DS fraud prevention tech
- 10:30EMV 3DS latest developments
- 13:48New 3DS functionalities and flows
- 17:21Secure payment confirmation demo
- 20:10Industry collaboration feedback
- 21:36Future plans and next steps
- 23:03Resources and Q&A
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