Focusing on financial accessibility versus inclusion
summary
Argues that the priority is accessibility over inclusion: 1.7 billion lack any financial access and a startling 6 billion are underserved with slow, costly, complex services. Points to working systems: Apache Fineract, mobile money, USSD, agent banking and open APIs that already scale in Africa and Asia (M-Pesa, telecom-led remittance, supermarket agent networks) and to banks retrofitting with open source. Recommends building verticals and integrations so varied channels actually reach people — practical fixes that are already proving effective.
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chapters (9)
- 0:00Intro
- 1:15Welcome
- 1:38Roberts background
- 2:30Financial inclusion vs accessibility
- 5:42The rise of technology
- 10:23Adoption of fintech
- 18:06Summary
- 22:28QA
- 28:58Accessibility
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