Stories from a quarter-century in payments
summary
A quarter-century view of payments traces concrete wins: a merchant application shrinks from ~300 to 150 questions, an API-first, cloud (.NET) layer is built to onboard sub‑merchants without locking into gateways, and a MATCH-parsing service proxies bank queries so payment facilitators can screen bad actors and help Mastercard scale toward 100 million merchants by 2020. The talk shows KYB/KYC automation, integration with Stripe/Shopify use cases, and the surge in contactless and fraud monitoring after 2020.
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chapters (14)
- 0:00Introduction and welcome
- 0:50Quarter century in payments
- 2:371988: The era of imprinters
- 7:15Electronic payments revolution
- 8:211996: Merchant application challenges
- 11:092006: Internet and progressive underwriting
- 15:022011: Square and frictionless payments
- 18:52Building the payment facilitator layer
- 23:282015: Global payment facilitation
- 26:58Solving the MATCH access problem
- 29:272020: Pandemic and contactless payments
- 31:31Fraud during COVID-19 crisis
- 33:20Future of payment facilitators
- 36:12Q&A and closing thoughts
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