Intro to IAV best practices
summary
Explains why traditional micro-deposits fail (nearly half of users never complete them) and contrasts screen-scraping (industry 85% of data) with modern OAuth 2 connectivity. Demonstrates a hands-on GitHub workshop that builds an app to perform the OAuth redirect, grab account and routing numbers from MX Bank via sample curl calls and client libraries, then immediately check balance before debit. Notes one-time-per-user connection limits, an optional fallback to micro-deposits that is more complex, and that the demo completes successfully.
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chapters (13)
- 0:00Intro
- 1:15Who is Adam
- 1:28What is MX
- 1:40What is account verification
- 2:52What if there was a better way
- 3:30Account aggregation
- 3:56Legacy connections
- 5:46Legacy connections problems
- 6:54Aggregators
- 7:17FDX
- 10:38OAuth
- 12:16Instant Account Verification
- 20:33Wrapup
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