When Payments Go Programmable - PayPal Roundtable
summary
PayPal announces on‑chain transfers enabled so users can move crypto in and out to external wallets and settle purchases by instantaneously converting to fiat at checkout; peer‑to‑peer crypto transfers settle in minutes with no fees and include free unauthorized‑transfer protection. Company cites surveys: 75% of SMB merchants plan to accept crypto/stablecoins and about 16% of US adults have crypto experience. Roadmap highlights NFTs as digital property, stablecoins/CBDCs for merchant settlement, digital identity, and active engagement with regulators (New York DFS) to scale payments rails.
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chapters (13)
- 0:00Intro
- 1:15Crypto winter
- 3:10Will crypto redefine finance
- 4:25Crypto on PayPal
- 8:17Volatility
- 11:42Regulation
- 12:56Crypto adoption
- 14:53How does cryptocurrency help financial inclusion
- 17:07Is the unbanked using crypto on PayPal
- 18:47Jack Dorsey JayZ Crypto Academy
- 23:15Does a recession slow down crypto
- 25:49Digitization in finance
- 28:45Crypto