Web3athon: Financial Health
summary
Describes three deployed models: a community currency backed 1:1 by federal dollars held at community banks that reinvest 70% reinvestment locally (vs ~20% at big banks), an unconditional-ish conditional basic income protocol operating in 40 countries with claim timing (“time dilation”) and donor governance, and microloan programs to refugees showing ~3–4x local multiplier in transaction volume and a reported 90% loan repayment rate; demos run live, funds flow, and early metrics show local economic circulation and faster, borderless payouts.
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chapters (6)
- 0:00Introduction
- 3:58Community currencies impact
- 7:52Basic income access
- 14:36Decentralized currencies for inclusion
- 20:57Credit scoring models
- 25:15Empowering communities
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