Digital Identity Wallets: Future, or Failure?
summary
Panel argues digital identity wallets are undefined containers for credentials but already use real specs: W3C Verifiable Credentials, ISO mDocs and SD-JWTs, plus tooling from the Open Wallet Foundation. Governments deploy mDLs and smart‑card wallets; several state mDL projects hit production in the last 18 months and wallets will affect “millions upon millions.” Major risks: privacy, recovery (lost phone), federation and root‑of‑trust, and wallet fatigue from many incompatible apps. Consensus: wallets have a future if standards, orchestration and usability improve.
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chapters (7)
- 0:00Introductions and welcome
- 1:36Defining digital wallets
- 3:22Standards and interoperability
- 8:07Risks and mitigation strategies
- 14:08User agency and consent
- 20:21Security and account recovery
- 26:09Future outlook and conclusion
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