Fireside chat

on YouTube ↗21m

" summary

Switzerland reuses PSD2 specs but adds industry bodies like SFTI and a single‑entry gateway called b-link that lets a third party hit many banks via one API while banks feed standardized endpoints. A Synpulse open wealth API and bank sandboxes exist; Credit Suisse reports two live APIs and a catalog through 2022. App uptake jumps from ~20% to ~60% after regulator pressure. No central third‑party certification yet, so banks still run individual due diligence; startups enter via kickstarters or bank fintech funds.

AI-written summary · about

" chapters (11)

1. 0:00Swiss open banking intro
2. 1:26Swiss API standards
3. 3:50Client demand driving innovation
4. 6:37Regulatory barriers in Europe
5. 8:49Value to banks demo
6. 10:58Reconciling APIs across markets
7. 13:27Fintech entry into Switzerland
8. 15:53Swiss API standards common
9. 17:20Developer experience challenges
10. 18:25Limitations of market-driven approach
11. 19:28Swiss banking culture shift

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