The New Neobanking Stack
summary
Bold claim: legacy banks juggle ~1,400 IT initiatives and 91 billion euro‑area transactions a year, so neobanks win by fixing basics, obsessing over customers and shipping quality. Practical patterns: pick KYC by accuracy, UX, compatibility, integration; use dead‑letter queues for resilient, event‑driven writes; enforce quality with SonarQube, Snyk, Checkmarx, Sqreen, Gatling in a CI pipeline. Concrete build: an Argos onboarding generator that scaffolds a React KYC flow to cut developer error and reduce drop‑off.
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chapters (11)
- 0:00Intro
- 3:12Bankers are heroes
- 4:44Fintechs and Neobanks
- 5:57What makes a tech company
- 7:05Customer obsession
- 9:47KYC example
- 12:16The CEO
- 13:53The Tech
- 19:55Generators
- 21:15Onboarding Generator
- 21:48Summary
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