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apidays London 2019

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Open Banking : Business beyond regulationMehdi Medjaoui02m
Argues that Open Banking is moving from compliance into commercial opportunity and that the API economy is the engine for that shift, claiming eventually all…
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The UK Open Banking JourneyChris Michael28m
UK Open Banking reports roughly 140 million API calls in a recent month, about a hundred banks implement the standard, and 500 firms are in the ecosystem (64…
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State of APIs promotion and discoveryJed Ng31m
Claims that APIs drive a 10.3% lift in enterprise market cap and that Rakuten RapidAPI operates the “App Store for APIs” with 10,000 APIs and billions of calls…
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How we build APIs and Team at StripeRomain Huet32m
Stripe runs about 250 million API requests per day, deploys roughly 4,000 API versions a year across ~500 endpoints, and maintains an 800‑engineer global team…
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The Next Stage of Open Banking: Creating ValueJamie McGregor32m
Open banking is becoming commoditized as aggregators give away access and per-transaction prices fall from around $1 to under $0.20 per transaction, so value…
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Driving revenue opportunities across the Open Banking ecosystemTodd Clyde27m
Research connects to 1,700 banks and finds 92% had sandboxes but only 50% accessible in production, 30% operational and 15% fully RTS compliant. UK shows 140…
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Is the open banking ‘good as is’, or does it need further rules and standards?Dariusz Nehrebecki23m
Argues open banking is still nascent: APIs in Europe show poor performance, many banks haven’t deployed commercial APIs, and fintechs often use screen‑scraping…
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Aboard the Beagle: New species in the banking ecosystemsEric Horesnyi23m
Banks face a hotter digital environment driven by API adoption and tech giants launching payments, wallets and finance services (Facebook’s Libra effort, Apple…
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The New Neobanking StackWoody Rousseau23m
Bold claim: legacy banks juggle ~1,400 IT initiatives and 91 billion euro‑area transactions a year, so neobanks win by fixing basics, obsessing over customers…
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Small Banks opportunities with Open BankingKannan Rasappan21m
Small banks comply with PSD2 by buying or subscribing to off‑the‑shelf API platforms rather than rebuilding core systems, with typical vendor projects quoted…
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Harnessing the power of digital identityBarry O'Donohoe37m
Built the UK open banking directory and tools to process eIDAS certificates, co-authored the financial-grade API and promotes the CIBA decoupled flow that…
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Open Banking : An opportunity, not a mandateRoss Garrett22m
Open banking exists as revenue opportunity not just regulation: about 50 jurisdictions pursue it and roughly half are mandate-driven, Gartner predicts 4 in 5…
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Open Banking Excellence - Cracking the collaboration codeHelen Child, Samantha Seaton, Tim Moore29m
A community event builds a working app that demonstrates live open banking payment initiation and networking features. The OBE app integrates Moneyhub…
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Open Banking – The Brand , the Challenges and the FutureAmit Mallick31m
Open banking is still early but already shows measurable effects: account aggregation plateaus after an initial surge with about 1.2 million users in the UK…
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API Design Reviewer's Starter SetArnaud Lauret23m
Advocates a repeatable three-stage review lifecycle — early review, solitary deep code review, then a live walk-through and final check — to catch design…
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What's new in the OpenID and OAuth specs that drive Banking APIs?Nat Sakimura24m
APIdays London 2019 FAPI updates: What's new in the OpenID and OAuth specs that drive Banking APIs Nat Sakimura, Chairman @ OpenID Foundation Speakers slides…
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Open Banking: The 3rd ChannelFabrice Dantec23m
A French bank restructures around a dedicated API layer and moves from screen-driven integrations to API-first design, publishing OpenAPI/REST contracts and…
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OpenBanking : The Day After PSD2Emmanuel Methivier17m
Launched an open API platform in 2013 and wins awards while shipping concrete products: biometric login plus Apple Watch and Apple TV banking apps and a rapid…
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PSD2 TPP Identity & Regulatory CheckingPaul Love Twelves25m
Plug-and-play API that validates eID certificates and cross-checks TPP regulatory status against the EBA central registers and 31 national competent…
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Selecting the best API Governance for your organizationJon Scheele24m
Argues that API governance must balance centralized standards and decentralized delivery, gives concrete artifacts to create: developer portal, published APIs…
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Making microservices a behaviour not a buzzwordMelissa van der Hecht25m
Microservices require a concrete business goal: reduce deployment time, improve resilience, or enable geographic scale. Examples cited: Amazon cuts releases to…
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Multigrain ServicesRod Cope19m
Seesaw claim: don’t ditch monoliths just for the buzz — a modern monolith with clean layers, CI/CD and horizontal scaling often wins early. Microservices trade…
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Opening up the vault, banking and insurance in the API economyMathieu Neirinck26m
KBC reworks into an open-and-beyond bank‑insurance platform, publishing an API portal with SDKs, widgets and QR flows and running service‑design on every…
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The long journey to an API community of practice in an old insurance companyJulien Duvanel, Jérome Freyre27m
Legacy insurer with mainframe and COBOL faces APIs with the same data duplicated 14 times, mixed French/English payloads and no docs. A grassroots wiki and…
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Leveraging APIs and electronic signatures to accelerate customer onboardingMaurizio Garzelli, Ingolf Rauh21m
APIdays London 2019 Leveraging APIs and electronic signatures to accelerate customer onboarding Maurizio Garzelli, Principal Consultant @APIIDA & Ingolf Rauh…
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Banking for the Future - Building a Consumer Centric API StrategyLalaji Sureshika19m
APIdays London 2019 Banking for the Future - Building a Consumer Centric API Strategy Lalaji Sureshika, Sr Technical Lead & Team Lead - Open Banking…
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Commercialising APIs: A Product Owner's perspective.Yogesh Sholapurkar22m
A bank lab turns existing payments and KYC systems into productised APIs, embedding an instant paperless salary-advance API into an employer scheduling app so…
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Driving business growth and brand strategy in API-powered “Age of Assistance”Paul Rohan33m
Argues that success is 20% coding 80% people and that organizations must stop treating integrations as one-off projects and instead create API products not…
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Figuring out your Open Banking StrategyMarkos Zachariadis, Pinar Ozcan24m
Research since 2016 interviews over 100 stakeholders and finds concrete frictions: incumbent banks keep siloed IT and treat customer data as “biohazard,”…
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Future Ready Open Banking ArchitectureEyal Sivan31m
Argues that the optimal open banking stack today pairs Kubernetes microservices with a service mesh so each API gets independent deploy/scale and cross‑cutting…
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HSBC Global Open BankingOsemeke Mosindi25m
HSBC describes a coordinated global API strategy across 30 countries and about 14 million customers, grouping APIs into product information, account…
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Open Banking in Emerging MarketsNuria Aliño22m
Open Banking in Emerging Markets Nuria Aliño, Global Digital Finance Services @ IFC Speakers slides from the…
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Renovate or Reinvent? KISS your Open Banking API StrategyJason Neves23m
Argues for pragmatic KISS choices: keep or update existing APIs rather than rebuild unless data boundaries force it. Warns that serverless patterns rapidly…
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The State of Open Banking RegulationIsmail Chaib, Luca Borella26m
TESOBE reports 11,000 developers using its Open Bank Project and a catalogue of 250 APIs and says open banking appears in 48 countries with regulators driving…
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The Italian Open Banking Experience: Between Collaboration & CompetitionDario delle Noci28m
CBI builds an open-banking hub (CBI Globe) that already connects 300 banks (80% of the Italian market) and exposes a single API surface, a sandbox, API…
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The journey to greater openness in banking in New ZealandJane Retimana24m
Payments NZ drives an industry-led API framework that pilots banks and third parties on adapted UK Open Banking v2 standards, publishing v1 in March and…
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Collaboration is the keyTerhi Kivinen31m
Aktia Bank opens PSD2 access and treats the shift as an opportunity, not a threat, aiming to win customers with one-on-one partnerships, prioritized…
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Is DX the new CX?Ryan Clifford26m
Argues developer experience must sit alongside UI UX and CX and gives concrete practices: a five‑step developer journey (discoverability, first API call…
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