Capturing business value with API

on YouTube ↗21m

" summary

Bank of China (Hong Kong) outlines concrete deployments: 100+ open APIs live across account, payments, trade and info, plus 169 IGTB APIs for corporate clients. Use cases include university FPS collections and QR payments, bank-to-bank loan approval flows that pull account data, ERP/supply‑chain integrations, a launched post-data lending product using open-data and behavioral models, and work on CBDC (eCNY) integration. Technology: cloud, big‑data platforms, behavioral scoring and API-led partner onboarding.

AI-written summary · about

" chapters (7)

1. 0:00Start
2. 1:27Introduction
3. 5:38Loan Approval Case
4. 8:54Api Consumption Scenarios
5. 10:10Payments and Collection Solutions
6. 12:54The Behavioral Modeling on Risk
7. 18:33Sme Economics

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