Future of Payments
summary
Gnosis Pay claims a working decentralized checking account that links self‑custody wallets to Visa‑compatible cards, letting users tap stablecoins at terminals via point-of-sale blockchain authorization that checks on‑chain balances and moves funds into a regulated pre‑settlement account for fiat clearing. Live now in UK/Europe/Switzerland with Brazil ops, 2,000 cards rolled, ~$150k on‑chain volume across 40+ countries, and roadmap items like Apple/Google Pay and native USDC.
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chapters (19)
- 0:00Intro and welcome to Marcos Numes
- 1:27What is Gnosis Pay and how it works
- 2:07Using stablecoins at Visa payment terminals
- 3:30Behind the scenes: blockchain to fiat flow
- 4:58Understanding regulated card issuance
- 6:11How blockchain transactions are authorized
- 7:35Building Gnosis Pay and regulatory challenges
- 9:34Real-world usage: 40+ countries and live testing
- 10:08Better FX rates and competitive comparisons
- 10:50Sustainable revenue model for Web3 projects
- 11:23Working with Visa and industry collaboration
- 12:41Gnosis Pay’s mission as a decentralized bank
- 14:00Bridging L1s, fiat, and real-world finance
- 15:25Enabling wallets and users with seamless off-ramps
- 16:46Why off-ramp fees exist and how Gnosis Pay differs
- 18:01Making crypto spending as simple as banking
- 18:32Global expansion and upcoming product launches
- 19:40Adding Apple Pay, e-commerce, and new use cases
- 20:17Bridging native USDC and public roadmap wrap-up
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