The Next Payments Frontier
summary
Contis frames payments history to argue the next leap is the payments universe not the currency: stablecoins give instant settlement 24/7 and remove volatility, crypto cards work by liquidating crypto in the background so transactions run on fiat rails, two-thirds of adults already transact digitally while cash is about 12% globally and crypto users grew 178% last year, SEPA can cost ~€1 per transfer, and Bloomberg pegs an $800B metaverse opportunity by 2024 with many realms needing interoperable native and external payment rails.
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chapters (10)
- 0:00Introduction
- 0:48Evolution of the medium of exchange
- 2:53Maturity curve
- 4:10Digital payments
- 5:47Cryptocurrencies
- 6:36Peer to Peer
- 8:17Crypto Cards
- 9:17Stablecoins
- 10:47The Metaverse
- 12:10Payments in the Metaverse
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