Securely Democratising Data
summary
Consumer Data Right is a law-backed platform that standardizes data via OpenAPI data contracts, replaces PDF uploads and screen‑scraping, and already runs in banking and energy. Implementations use Financial-Grade API (FAPI) baseline/advanced, mutual TLS, PKI and certificate‑bound access tokens so access tokens can’t be replayed without the holder’s certificate. ACCC oversight shows scale: ~20.8M Australians with bank accounts, 48 accredited recipients, ~80 reviews and 250 data‑quality issues raised; action initiation (write‑back) is now added.
AI-written summary · about
chapters (13)
- 0:00Consumer Data Right intro
- 1:43Forces behind CDR
- 3:06Why traditional sharing fails
- 5:54CDR ecosystem entities
- 8:21How CDR shares data securely
- 9:25Data contracts in CDR
- 12:54Open API specs for contracts
- 15:46Data quality and governance in CDR
- 17:31CDR and data mesh parallels
- 20:43Data consumer lifecycle in CDR
- 22:48Security mechanisms in CDR
- 24:12Financial-grade API security
- 27:49CDR benefits and future
related talks
20mSecuring and Standardizing Data Rights Requests with a Data Rights Protocol
23mThe Cybersecurity Trifecta: Privacy, Governance, and Data Sovereignty in Action
29mPrivate Sector API Codesign PART II – Patrick Amarelis
39mBuilding a secure data platform: why good design and security go hand in hand
19mWill Open Banking trigger the API of Me?
21mUnlocking Data Silos Securely: Standards‑Based APIs for Regulated Sectors
01h 01mAcademic sessions on data protection law and privacy
09mData: Open for Good and Secure by Default