Making Wallets Programmable
summary
Circle launches a programmable wallet service that ships a beta launched June 30 and targets enterprise scale by combining MPC back‑keys (developer‑ or user‑controlled), 4337‑compatible smart contract accounts, and blockchain infra for thousands TPS. Modular smart wallets follow an open ERC‑6900 style standard so anyone can add modules—passkeys, session keys, weighted multisig, on‑chain whitelists and spending limits—to enable one‑click or no‑click USDC flows and CCTP support; first anchor deployment is with Grab (200M users).
AI-written summary · about
chapters (9)
- 0:00Programmable wallets intro
- 1:31Wallets and programmable money
- 4:00Stablecoin transfer friction
- 6:07What makes wallets programmable
- 8:15Grab’s enterprise use case
- 10:43Future of modular smart wallets
- 13:50Modular wallets smartphone moment
- 15:35Standards for modular wallets
- 16:57Next steps and closing








