Global Open Banking Frameworks and Standards
summary
Survey of global open banking shows concrete differences: EU sets principles while the UK testing suite and mandatory availability metrics for nine banks define technical compliance, Mexico forces banks to open APIs or exit retail banking, and China leads QR non‑cash payments. Recommended reference architecture is API gateway + consent + strong customer authentication via IDP, API management with rate limits, integration adapters to legacy systems, microservices on a container PaaS with monitoring and autoscaling. EU bans screen‑scraping; open source stacks are viable for phased adoption.
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chapters (14)
- 0:00Intro
- 0:38Why am I here today?
- 2:03Why are you here today?
- 2:34How did we get here?
- 4:29Regulation
- 6:48Guiding principles
- 11:13Other initiatives
- 11:59How does this relate to FinTech
- 13:35Common elements...
- 15:35A possible architecture
- 19:29Open Banking and Open Source
- 20:38The open conflict
- 21:16Where to
- 24:48Trick or treat
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