Transforming Indian private banking with APIs
summary
Private banking in India moves from months of fragile, bank-by-bank integrations to platform-driven, modular APIs that cut onboarding from typical six–twelve months to 2–3 weeks integration, expose KYC, account creation, card issuance and payments as reusable modules, and claim roughly 80% lower cost versus direct builds. Fragmented bank docs and broken onboarding still exist; platforms act like AWS-like modular banking layers that front-end gig platforms, cards and neo-banks while requiring cloud audits and pen testing.
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chapters (4)
- 0:00Start
- 3:28Consumer facing - Multiple verticals and categories
- 5:38Banking integrations take 4-8 months and a chunk of money.
- 12:58Reducing overall expenses by 80%-both Capex and Opex
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