50p 2017
who it's for
payments product managers, banking engineers, security engineers, compliance and legal teams, data analysts, platform engineers, blockchain developers
topics
UPI adoption and strategy; banking APIs for brokerage; Web Payment API checkout; payment conversion optimization; payment gateway fundamentals; distributed payment systems at scale; card data exposure and security; regulation and payments law; open data analysis in payments; Bitcoin and blockchain overview; GNU Taler secure web payments; payments for smart cities
| title | author | length |
|---|---|---|
| How UPI and Banking APIs Are Changing the Brokerage Industry | Satyajit Sarangi | 23m |
States concrete claims about what UPI actually fixes and what still breaks, lists the exact missing primitives and security/settlement gaps, and shows which… | ||
| Payments and Investments | Deepak Shenoy | 27m |
Payments let investments flow without banks: cheques are now free and truncated so they clear cheaply, while UPI recurring mandate replaces ACH headaches and… | ||
| The science and Art of improving payment conversion | Arunkumar S Jadhav | 48m |
“Payment Conversion” is the ratio of the number of successful payments to the number of payment attempts. It plays a critical role in the success of a product… | ||
| Unified checkout experience using Web Payment API | Gandhi Kishor Addanki | 18m |
The checkout experience on e-commerce websites is cumbersome. One in four cart abandonments happen due to “too long / complicated checkout process”.
W3C’s… | ||
| Payments Landscape of Smart Cities | Srinivas Kodali | 19m |
Cities already have usable national pieces but not city rollouts: National Common Mobility Card gets formal approval March 2016 after six years and is piloted… | ||
| Navigating regulations: Paytm's experience as Wallet and Payment Bank | Prerna Kalra | 50m |
While demonetization upsurged digital payments, the real test of our products will be when merchants and consumers continue to embrace their choice even when… | ||
| Law, policy and regulation for customers making digital payments | Malavika Raghavan | 26m |
Digital payments generate a persistent data trail used for profiling, with concrete legal gaps: the Information Technology Act 2000 treats sensitive personal… | ||
| Building payment solutions for brick-and-mortar | Yeswanth S | 31m |
Case study of a POS built for Cafe Coffee Day with over 1,500 stores: a mobile app that issues QR codes with signature and timestamp for payment, supports a… | ||
| Everyone can see your credit card details | Arnav Gupta | 35m |
Mobile app payments route card data through many parties: a merchant app (Fasos), a wallet SDK (Freecharge), a web-based gateway (Vimmo/JustPay) and the bank… | ||
| Where is open data in payments? How do I analyze it? | James Wilson | 36m |
Following demonetization, several individuals and organizations started making use of the data available to them, or the data they could access, to explain… | ||
| Security horror stories in payments | Abhay Rana | 32m |
Banks and payment gateways routinely ship broken crypto: examples include AES with fixed IV and word‑by‑word encryption that lets attackers mix ciphertext… | ||
| Payment Gateway - All you need to know! | Yadvendra Tyagi | 47m |
Online payments are a result of series of steps performed by several service providers. Where does a payment gateway come in this process? Why is it important… | ||
| Why is UPI a pivotal moment for India? | Rahul Chari | 26m |
UPI is a production-grade, country‑wide payments backplane: ubiquitous API layer across banks that already wires major banks together, supports a four‑party… | ||
| Let's Break It Down: The Watal Committee Report | Malavika Raghavan | 30m |
Report condenses 218 pages into 13 actionable recommendations and demands halve cash to GDP in 3 years — from ~12.4% to ~6% — plus open access to RTGS/NEFT for… | ||
| The Path to Innovate in Banking | Anoop Sankar | 19m |
Chillr claims multi‑bank, mobile‑number money transfers and reports processing millions of transactions per month after pilots with a dozen banks and a… | ||
| UPI & Beyond - How communities can help consumer? | Srikanth Lakshmanan | 47m |
The consumer is usually at the end of value chain in payments business and many times doesn't have a say in design of these systems. Governments, regulators… | ||
| Building a distributed payment system to handle scale | Mahesh Lal | 39m |
Digital currencies are becoming mainstream. You can pay for a cab using your wallet. Some vegetable vendors accept digital payments, grocery stores are moving… | ||
| Bitcoin and Blockchain overview | VivekOMON | 01h 00m |
Claims that Bitcoin caps at 21 million supply with ~16 million already mined and that new blocks are created every 10 minutes; miners and fee markets decide… | ||
| Enabling Secure Web Payments with GNU Taler | Florian Dold | 39m |
Claims a working digital-cash system using Chaum's blind signatures, a browser-based wallet extension and auditable exchanges that keep merchant income visible… | ||
| Open questions in law, policy and regulation of digital payments | Malavika Raghavan | 26m |
Maps of every payment create a data trail that raises three concrete problems: unwitting disclosure by intermediaries, whether people have a right to keep… | ||
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